Frequently Asked Questions
-
What types of organizations are
eligible for our coverage?
- Not-for-profit Assisted Living Facilities
- For-profit and Not-for-profit Continuing Care Retirement Communities
- For-profit and Not-for-profit Independent Living Facilities
- Healthcare Agencies that provide Domestic Services or "Home Aide Providers”
- Home Healthcare Agencies
- Hospices
- Not-for-profit Skilled Care/Nursing Facilities
- Short Stay Residential Rehabilitation Facilities
-
Is your product
available in my
state?
- We can write hospice and home healthcare agencies in all 50 states.
- We can write not-for-profit skilled nursing and assisted living facilities in all states except AK, HI + ND
- We can write Workers’ Compensation in all states except AK, HI, ND, OH, WA + WY.
-
What approved home
healthcare
franchises are currently qualified for your program?
Franchisees of the following home aide organizations are currently qualified for our insurance program:
- Acti-Kare
- Aegin Place
- Age Advantage
- Always Best Care Senior Services
- Americare
- Comfort Keepers
- ComForcare Senior Services
- First Light Home Care
- Home Care Assistance
- Home Helpers
- Home Instead
- Homewatch International
- LAS/Visiting Angels
- Right at Home
- Seniors Choice
- Senior Helpers
- Synergy Home Care
-
How are your products
distributed?
We’re proud to work with independent agents to distribute our products.
-
Do you offer Hired
and Non-Owned
Automobile Liability Coverage?
Yes. There is an additional premium charge for this coverage, but it is available if an organization qualifies.
-
Do you offer premium
financing?
We don't offer premium financing, but we do offer premium payments on installments based on the amount of the total annual policy premiums.
-
Do you offer
medical
malpractice
coverage for physicians?
Although we don’t offer individual policies for physicians or physician groups, we do include physicians as “additional insureds” under our Hospice and Home Healthcare Liability Coverage policy while they’re working on behalf of the organization. However, each physician must be specifically endorsed by name on each policy for coverage to apply.
